Drivon Turner & Waters,PLC

You don't want to make these car insurance claim mistakes

No matter how hard you try, preparing for a car accident is a difficult task. Not only do you have to deal with potential injuries, but you have to concern yourself with any property damage.

At some point, sooner rather than later, you'll find yourself in touch with your car insurance company. While this is something you need to do, keep this in mind: Taking the wrong approach can lead you down the wrong path.

Here are a few car insurance claim mistakes that you need to avoid at all costs:

  • Never give a written or recorded statement until you understand your policy and what it covers
  • Never accept the first estimate of your losses, as your insurance company may attempt to lowball you
  • Don't sign anything until you know your legal rights and the extent of your losses
  • Don't accept a check marked final payment unless you know for certain that you are okay with this
  • Don't overlook the fact that your car insurance policy is a contract, meaning that your insurance company must live up to its obligation

These are the types of car insurance claim mistakes that people continue to make after an accident. Unfortunately, if you fall prey to one of these, it's possible that it could have a big impact on your financial life in the near future.

The best thing you can do is review your car insurance policy annually to ensure that you understand what it entails. This way, if you are part of an accident, you'll know exactly what you should do.

It's easy to believe that your car insurance agent is your best friend, but this person has a job to do. For this reason, they aren't always looking out for your best interests. When you know your policy and have a clear idea of your legal rights, nothing will stop you from taking the right steps during this difficult time of your life.

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